Mealey's (May 14, 2021, 12:55 PM EDT) -- CHICAGO — A federal judge in Illinois on May 12 ruled that a borrower has failed to plead sufficient facts showing that a credit reporting agency (CRA) is liable under the Fair Credit Reporting Act (FCRA) for inaccurately reporting the borrower’s mortgage as past due because no dispute of material fact exists as to whether there was an inactionable inaccuracy or whether the CRA’s reinvestigation of the borrower’s dispute was reasonable....