Dismissal Of Man’s Fair Credit Reporting Act Suit Upheld By 11th Circuit

Mealey's (October 10, 2020, 9:15 AM EDT) -- ATLANTA — An 11th Circuit U.S. Court of Appeals panel on Sept. 30 upheld a decision to dismiss a man’s complaint accusing the Federal National Mortgage Association (Fannie Mae) and JP Morgan Chase N.A. of violating the Fair Credit Reporting Act (FCRA) for submitting misinformation to credit reporting agencies about the delinquency of his mortgage loan, holding that a judge in federal court in Florida did not err by not allowing the man sua sponte to amend his lawsuit to contend that an exception within the statute stated that his claims were not preempted....