RESPA Class Action Dismissed After Judge Finds Plaintiffs’ Claims Fail

Mealey's (June 15, 2020, 10:18 AM EDT) -- GREENBELT, Md. — A federal judge in Maryland on June 10 dismissed a class action accusing Caliber Home Loans Inc. of violating the Real Estate Settlement Procedures Act (RESPA) by reporting negative information to credit agencies within 60 days of receiving a qualified written request (QWR) from two borrowers, finding that the plaintiffs’ letters did not qualify as QWRs under the statute (Rogers Morgan, et al. v. Caliber Home Loans Inc., No. 19-cv-2797-PX, D. Md., 2020 U.S. Dist. LEXIS 101648)....