Couple’s RESPA Claim Dismissed For Failure To Establish Damages

(June 5, 2020, 4:37 PM EDT) -- WORCESTER, Mass. — A federal judge in Massachusetts on May 22 denied a majority of Wells Fargo Bank N.A.’s motion to dismiss a couple’s suit seeking to prevent foreclosure on their home but found that they failed to sufficiently state a claim under the Real Estate Settlement Procedures Act (RESPA) because they did not suffer actual damages as a result of the lender’s imposition of improper finance charges (John Canty, et al. v. Wells Fargo Bank N.A., No. 19-12472-TSH, D. Mass., 2020 U.S. Dist. LEXIS 90329)....