Mealey's (February 1, 2019, 2:06 PM EST) -- SACRAMENTO, Calif. — A California appeals court panel on Jan. 29 reversed a trial court’s dismissal of claims for negligence and violation of California’s unfair competition law (UCL), holding that borrowers’ allegations that a bank unreasonably delayed and subjected them to a fraudulent loan modification process are sufficient to support the claims (Flag Billings, et al. v. Wells Fargo Bank, N.A., et al., No. C084369, Cal. App., 3rd Dist., 2019 Cal. App. Unpub. LEXIS 684)....