Mealey's (November 2, 2018, 1:29 PM EDT) -- SACRAMENTO, Calif. — After finding that borrowers failed to show that a bank violated California’s Homeowners Bill of Rights (HBOR), a California federal judge on Oct. 31 dismissed the claims and causes of action for declaratory relief and violation of California’s unfair competition law (UCL), as predicated on the HBOR cause of action (Bruno J. Bicocca v. Wells Fargo Bank, N.A., No. 2:17-cv-01158, E.D. Calif., 2018 U.S. Dist. LEXIS 186722)....