4th Circuit Rules FDCPA Applies, Remands So Borrower Can Amend

Mealey's (September 25, 2018, 12:35 PM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals on Sept. 20 modified a district court’s decision that the Fair Debt Collection Practices Act (FDCPA) did not apply to mortgage-related entities and a law firm, holding that a borrower’s claims lacked specific allegations but that he should be granted leave to amend (Kevin Richardson v. Shapiro & Brown, LLP, et al., No. 17-2064, 4th Cir., 2018 U.S. App. LEXIS 26898)....