(June 26, 2018, 1:52 PM EDT) -- ATLANTA — The 11th Circuit U.S. Court of Appeals on June 21 reversed a district court’s decision to dismiss a borrower’s claim for violation of the Real Estate Settlement Practices Act (RESPA) related to the handling of her loan modification application, holding that she did not need to allege the existence of a valid agreement between her and the bank to assert a RESPA claim (Karen C. Yeh Ho v. Wells Fargo Bank, N.A., No. 17-11918, 11th Cir., 2018 U.S. App. LEXIS 16758)....