(June 20, 2017, 1:41 PM EDT) -- RIVERSIDE, Calif. — A California appeals court on June 16 affirmed a trial court's dismissal of a borrower's claims for violation of California's unfair competition law (UCL), breach of contract and negligent misrepresentation, finding that he lacked standing and that he was not a party to any contract with the lender (Ronald Ferguson v. Bank of America, N.A., No. E064100, Calif. App., 4th Dist., Div. 2, 2017 Cal. App. Unpub. LEXIS 4124)....