Judge Defines ‘Collapse,’ Finds Insurer Has No Duty To Indemnify Damage

Mealey's (March 15, 2017, 12:31 PM EDT) -- CHICAGO — A homeowners insurance policy was intended to cover only a peril in which a building loses its character as a building, an Illinois federal judge ruled March 14, in defining “collapse” under the policy and finding that the insurer has no duty to indemnify damage caused by a contractor to the insureds’ home (The Travelers Home and Marine Insurance Co. v. Patrick Walsh and Colleen Walsh, No. 15-3063, N.D. Ill.; 2017 U.S. Dist. LEXIS 35841)....