Insurer: Insureds Failed To Plead Covered Losses Under Policy Provisions

Mealey's (July 8, 2020, 10:37 AM EDT) -- SAN FRANCISCO — The owners of two San Francisco restaurants have failed to state any claim for relief in arguing that their insurer breached the terms of a commercial property insurance policy and acted in bad faith when it denied coverage for losses the restaurants suffered as a result of stay-at-home orders issued in response to the novel coronavirus pandemic because they have failed to sufficiently show that their losses fall within the policies’ business income or civil authority additional coverages, the insurer argues in a June 29 motion to dismiss in California federal court (Nari Suda LLC v. Oregon Mutual Insurance Co., No. 20-3057, N.D. Calif.)....