Mealey's (May 14, 2020, 3:24 PM EDT) -- TRENTON, N.J. — The New Jersey Department of Banking and Insurance issued a bulletin on May 12 that requires certain lines of insurers to make an initial premium refund or other adjustment to all adversely impacted New Jersey insureds in an effort to “protect consumers and to provide consistent direction to the insurance industry regarding misclassifications of risk resulting from the COVID-19 pandemic.”...