(January 18, 2022, 1:31 PM EST) -- MIAMI — A Florida trial court erred in interpreting language in the concealment or fraud provision of a homeowners insurance policy in determining that an insured made fraudulent misrepresentations when she denied making similar past claims for insurance coverage because the insured’s post-loss “false statement” did not include “an element of intent to mislead,” a Third District Florida Court of Appeal panel ruled Jan. 12 in reversing....