Virus Exclusion Bars Coverage For Losses Caused By Novel Coronavirus, Judge Says

Mealey's (January 4, 2021, 4:37 PM EST) -- SAN JOSE, Calif. — A business insurance policy’s virus exclusion bars coverage for business income losses sustained by a dental practice as a result of the shutdown of nonessential businesses to help slow the spread of the novel coronavirus because the exclusion precludes coverage for any loss caused by a virus, a California federal judge said Dec. 30 in granting, without prejudice, the insurer’s motion to dismiss....