Mealey's (June 29, 2020, 1:16 PM EDT) -- HOUSTON — A homeowners insurer owes no coverage for the collapse of a home’s joists as a result of termite and rot damage because there was no entire collapse of the home as required by the policy, a Texas federal judge said June 24 (Beatrice Stewart v. Metropolitan Lloyds Insurance Company of Texas, No. 19-5008, S.D. Texas, 2020 U.S. Dist. LEXIS 111527)....