Mealey's (October 11, 2019, 8:23 AM EDT) -- SAN DIEGO — The Fourth District California Court of Appeal on Oct. 9 affirmed a judgment in favor of a life insurer on claims of breach of contract and bad faith after determining that two California statutes that require insurers to provide a 60-day grace period before terminating a policy for nonpayment of premium cannot be retroactively applied to policies that were issued prior to the enactment of the statutes (Blakely McHugh, et al. v. Protective Life Insurance, No. D072863, Calif. App., 4th Dist., Div. 1, 2019 Cal. App. LEXIS 998)....