Mealey's (April 7, 2020, 2:18 PM EDT) -- SAN FRANCISCO — Mental health treatments planned well in advance of hospitalization were not emergency services covered by an Employee Retirement Income Security Act health plan, and because the insureds never sought preauthorization from their insurer, the out-of-network coverage provision does not apply, a Ninth Circuit U.S. Court of Appeals panel held April 6 (Carol Meyers v. Kaiser Foundation Health Plan Inc., No. 19-15051, 9th Cir., 2020 U.S. App. LEXIS 10704)....