(November 12, 2019, 12:25 PM EST) -- HONOLULU — An out-of-network provider’s letter indicating that it would bill patients if an insured does not pay its rates did not create a contract between the parties, and the lack of any contract dooms the insurer’s action, a federal judge in Hawaii said in dismissing the case with prejudice on Oct. 31 (Kaiser Foundation Health Plan Inc. v. The Queen’s Medical Center Inc., et al., No. 19-301, D. Hawaii, 2019 U.S. Dist. LEXIS 189386)....