Mealey's (June 16, 2022, 1:36 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on June 15 affirmed a district court’s ruling that a disability insurer properly denied a claim for long-term disability (LTD) benefits based on the plan’s pre-existing condition exclusion and found no support for the claimant’s argument that the insurer waived its right to assert the pre-existing condition exclusion....