(June 18, 2018, 1:42 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on June 14 determined that a life insurer abused its discretion in denying a beneficiary’s claim for life insurance benefits because the beneficiary was denied a full and fair review under the Employee Retirement Income Security Act and the denial is not supported by substantial evidence that the life insurance policy’s intoxication exclusion applied to the claim (Esther Hill White v. Life Insurance Company of North America, No. 17-30356, 5th Cir., 2018 U.S. App. LEXIS 15897)....