(April 19, 2017, 2:00 PM EDT) -- CHICAGO — The Seventh Circuit U.S. Court of Appeals on April 18 affirmed a district court’s ruling that a disability insurer did not act arbitrarily or capriciously in denying a claim for disability life insurance benefits because the disability life insurance benefit was not in the disability plan that was effective when the claimant became disabled (James B. Sumpter v. Metropolitan Life Insurance Co., No. 16-2012, 7th Cir., 2017 U.S. App. LEXIS 6552)....