Pennsylvania Judge: Dentist’s Loss Of Use Of Property Was ‘Direct’ And ‘Physical’

Mealey's (April 5, 2021, 11:34 AM EDT) -- PITTSBURGH — A Pennsylvania judge held on March 22 that, at the very least, it is reasonable to interpret the phrase “direct physical loss of . . . property” to encompass the loss of use of a dental practice’s property due to the spread of the coronavirus “absent any actual damage to property,” finding that the insured has reasonably demonstrated a right to coverage under its insurance policy’s business income, extra expense and civil authority provisions....