Mealey's (July 22, 2020, 12:59 PM EDT) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on July 20 reversed and remanded a lower federal court's ruling that a homeowners insurer has no duty to defend or indemnify against an underlying lawsuit alleging that its insureds were negligent in failing to supervise and instruct their 10-year-old grandson who died in an all-terrain vehicle accident, finding that the underlying lawsuit "contains allegations within its four corners that potentially constitute a claim within the four corners of the policy" (State Farm Lloyds v. Janet Richards, et al., No. 18-10721, 5th Cir., 2020 U.S. App. LEXIS 22633)....