Insurer Refutes Claim That Coronavirus Is ‘Physically Impacting’ Restaurant

Mealey's (May 28, 2020, 12:45 PM EDT) -- PHILADELPHIA — Asserting 16 affirmative defenses, an insurer on May 26 answered a restaurant owner insured’s complaint asking a Pennsylvania federal court to declare that its all-risk insurance policy covers any current and future civil authority closures of Philadelphia County restaurants due to physical loss or damage from the novel coronavirus and provides business income coverage if the coronavirus causes a loss or damage at its restaurant (LH Dining L.L.C. v Admiral Indemnity Company, No. 20-01869, E.D. Pa.)....