Suspension Was Not Caused By Physical Loss, Insurer Rebuts In Coronavirus Suit

Mealey's (May 27, 2020, 9:52 AM EDT) -- TAMPA, Fla. — A commercial property insurer on May 21 replied to a sports bar insured’s response to its motion to dismiss the insured’s amended complaint seeking business interruption coverage for its losses arising from the governmental suspension of its business operations in response to the coronavirus pandemic, arguing that the policy terms “Covered Cause of Loss” and “direct physical loss” are not the same (Prime Time Sports Grill, Inc. v. DTW 1991 Underwriting Limited, No. 20-00771, M.D. Fla.)....