(May 26, 2020, 9:45 AM EDT) -- FRANKFORT, Ky. — The Kentucky Court of Appeals on May 22 affirmed a lower court’s ruling that a homeowners insurer has no duty to defend its insured against an underlying wrongful death lawsuit arising from a fatal all-terrain vehicle (ATV) accident, finding that the exception to a policy exclusion for the use of “motorized land conveyances” does not apply (Natasha Marshall, et al. v. Kentucky Farm Bureau Mutual Insurance Company, No. 2019-001059, Ky. App., 2020 Ky. App. LEXIS 62)....