(November 12, 2018, 12:25 PM EST) -- SEATTLE — The Ninth Circuit U.S. Court of Appeals on Nov. 9 certified a “critical question of state law” to the Washington Supreme Court, “namely, whether, under Washington law, the rule that an insurer is bound by representations made by its authorized agents overrides the rule that certificates of insurance cannot affect insurance coverage, when the latter rule is echoed by disclaimer language in the certificate at issue” (T-Mobile USA Inc. v. Selective Insurance Company of America, No. 17-35932, 9th Cir., 2018 U.S. App. LEXIS 31863)....