Mealey's (November 12, 2018, 7:53 AM EST) -- NEW YORK — A New York justice on Oct. 30 found that an accident location where a police officer injured her finger does not qualify as either a "residence premises" or an "insured location" under a homeowners insurance policy, finding that the insurer has no duty to defend or indemnify its insured against the police officer’s underlying lawsuit (Mountain Valley Indemnity Company v. Alfonso Tornabene, et al., No. 150580/2017, N.Y. Sup., New York Co., 2018 N.Y. Misc. LEXIS 5021)....