Termination Of LTD Benefits Based On Policy Limitation Supported By Medical Evidence

Mealey's (July 14, 2022, 12:36 PM EDT) -- NEW ORLEANS — A disability insurer’s termination of long-term disability (LTD) benefits based on the policy’s 12-month limitation for neuromuscular disorders was not arbitrary and capricious because the claimant failed to show that he suffered from a disability that was not subject to the policy’s limitation, a Louisiana federal judge said July 11 in granting the insurer’s motion for judgment on the administrative record....