California Law, Not ERISA, Governs Disability Policy, Federal Judge Says

(July 25, 2021, 9:31 PM EDT) -- LOS ANGELES — California law and not the Employee Retirement Income Security Act governs a disability policy because the policy at issue was an individual policy and the disability claimant paid the policy premiums directly to the insurer, a California federal judge said July 20 in granting the disability claimant’s motion for summary judgment and allowing breach of contract and bad faith claims to proceed....