Panel Says No Benefits Owed For Disability Claimant’s Preexisting Depression

Mealey's (April 21, 2021, 2:18 PM EDT) -- CINCINNATI — The Sixth Circuit U.S. Court of Appeals on April 19 affirmed a district court’s ruling that a disability insurer owes no long-term disability (LTD) benefits to a claimant because the plan’s preexisting condition limitation clearly bars coverage for the claimant’s disability that was caused by her preexisting conditions of depression and anxiety....