Mealey's (October 27, 2020, 12:35 PM EDT) -- PORTLAND, Ore. — The Ninth Circuit U.S. Court of Appeals on Oct. 26 reversed and remanded a district court’s ruling in favor of a disability insurer after determining that the lower court should have applied a “higher degree of skepticism” based on the conflicting medical evidence and the disability insurer’s structural conflict of interest as both the claims administrator and payer (Alison Gary v. Unum Life Insurance Company of America, No. 19-35439, 9th Cir., 2020 U.S. App. LEXIS 33636)....