Mealey's (April 3, 2020, 9:06 AM EDT) -- SAN ANTONIO — A disability insurer did not abuse its discretion in denying short-term disability (STD) and long-term disability (LTD) claims filed by a claimant suffering from anxiety and depression because substantial evidence exists in the administrative record to support the denial of the claims, a Texas federal magistrate judge said April 1 in recommending that the insurer’s motion for summary judgment be granted (Ramon Hernandez v. Life Insurance Company of North America, et al., No. 19-22, W.D. Texas, 2020 U.S. Dist. LEXIS 56949). ...