Mealey's (March 11, 2020, 8:20 AM EDT) -- NEW ORLEANS — A Louisiana federal judge on March 6 determined that the declaration of an insurance agent cannot be considered by the court in a long-term disability (LTD) benefits dispute because the agent’s declaration was not made available to the disability insurer before the disability claimant filed suit (Michael G. Miller v. Reliance Standard Insurance Co., No. 18-10028, E.D. La., 2020 U.S. Dist. LEXIS 39005)....