LTD Insurer Wrongfully Applied Pre-Existing Condition Exclusion, Insured Says

(July 17, 2018, 12:27 PM EDT) -- NEW YORK — A disability insurer wrongfully denied a claim for long-term disability (LTD) benefits based on the plan’s pre-existing condition exclusion because the claimant’s diagnosis of attention deficit hyperactivity disorder during the 90-day period prior to becoming insured was not a misdiagnosis of the claimant’s later diagnosis of bipolar disorder, the condition for which LTD benefits were sought, the claimant says in a July 2 complaint filed in New York federal court (Aaron Slavutin v. Standard Insurance Co., No. 18-5994, S.D. N.Y.)....

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