(March 15, 2018, 12:24 PM EDT) -- LOUISVILLE, Ky. — The denial of a claim for disability benefits must be reviewed under the arbitrary and capricious standard of review because the disability plan at issue clearly grants the insurer the discretionary authority to construe the terms of the plan and to make benefit eligibility decisions, a Kentucky federal judge said March 7 (Jack Ritter Jr. v. Liberty Life Assurance Company of Boston, No. 17-445, W.D. Ky., 2018 U.S. Dist. LEXIS 36932)....