(September 27, 2017, 1:08 PM EDT) -- YOUNGSTOWN, Ohio — An Ohio federal judge on Sept. 25 determined that a disability insurer’s denial of long-term disability (LTD) benefits based on the plan’s any-occupation standard was not arbitrary and capricious and found merit in the insurer’s argument that the claimant’s history of drug abuse would preclude him from benefits under the plan’s two-year limitation provision for drug and alcohol abuse (Robert M. Hoperich v. Aetna Life Insurance Co., No. 16-2590, N.D. Ohio, 2017 U.S. Dist. LEXIS 156490)....