Mealey's (February 24, 2022, 2:27 PM EST) -- BISMARCK, N.D. — A commercial general liability insurer must cover the cost of repairing and replacing a floor drain that was damaged when its insured improperly installed a concrete floor, but the policy does not cover the cost of replacing the floor or an in-floor heating system installed by another subcontractor, the North Dakota Supreme Court ruled Feb. 18, partly affirming and partly reversing a judgment ordering the insurer to pay the property owner $214,045.55....