Default Judgment Recommended For Insurer; No Duty To Defend In Water Damage Suit

Mealey's (February 16, 2022, 4:33 PM EST) -- MIAMI — Exclusions in a contractor’s primary commercial general liability policy and “material misrepresentations” in the policy application bar coverage for losses related to condominium roof repairs and alleged water intrusion damages, a Florida federal magistrate judge determined Feb. 7, issuing a recommendation to enter a default declaratory judgment that the insurer has no duty to defend or indemnify the insured in an underlying action for claims for negligence and breaches of contract, express and implied warranty....