No Duty To Defend Insured In Water Damage Suit; 'Your Work' Exclusion Bars Coverage

Mealey's (September 28, 2020, 1:35 PM EDT) -- DALLAS — A commercial general liability insurer has no duty to defend or indemnify its insured for an underlying suit arising out of water damage to a high school as a result of an allegedly defective roofing system manufactured by the insured because the policies' your work or your product exclusions clearly bar coverage, a Texas federal judge said Sept. 25 (Siplast Inc. v. Employers Mutual Casualty Co., No. 19-1320, N.D. Texas, 2020 U.S. Dist. LEXIS 176539)....