Mealey's (April 22, 2021, 8:44 AM EDT) -- PHILADELPHIA — A debt collection letter that itemized the debt and listed interest and fees as “$0.00” did not violate the Fair Debt Collection Practices Act (FDCPA) when considered under either the “unsophisticated debtor” or the “least sophisticated debtor” standards, a Third Circuit U.S. Court of Appeals panel ruled April 12....