Louisiana Majority Finds Policy Language Ambiguous In Coronavirus Coverage Suit

Mealey's (June 16, 2022, 12:50 PM EDT) -- NEW ORLEANS — A majority of a Louisiana appeals court on June 15 held that an insurance policy is ambiguous and capable of more than one reasonable interpretation as to coverage for a French Quarter restaurant insured’s lost business income arising from the coronavirus pandemic, reversing a lower court’s judgment against the insured and holding that coverage exists for the insured’s loss or damage caused by “direct physical loss of or damage to” its premises as a result of COVID-19 contamination....