11th Circuit: No Coverage For Florida Restaurant’s Losses From Shutdown Orders

Mealey's (May 13, 2022, 1:26 PM EDT) -- ATLANTA — The 11th Circuit U.S. Court of Appeals on May 13 affirmed a lower federal court’s ruling in favor of an insurer in a Florida restaurant owner insured’s lawsuit alleging that its business losses and extra expenses resulting from coronavirus pandemic were covered, finding that loss of business as a result of government closure orders is not covered because as recently found in SA Palm Beach, LLC v. Certain Underwriters at Lloyd’s London, “some tangible alteration of the property is required.”...