Mealey's (September 14, 2021, 1:46 PM EDT) -- NEW YORK — A federal judge in New York on Sept. 13 granted an insurer’s motion to dismiss an installation company insured’s declaratory judgment lawsuit seeking Business Income, Extra Expense and the Civil Authority coverage for its losses arising from the coronavirus pandemic, finding that the insured’s “loss of use” of its property alone does not qualify as a direct physical loss to trigger coverage....