Judge: Time Element Clause Does Not Allow Independent Coverage For COVID-19 Losses

(April 26, 2021, 2:32 PM EDT) -- NEW ORLEANS — A federal judge in Louisiana on April 23 granted a businesowners insurer’s motion for judgment on the pleadings in insureds’ lawsuit seeking coverage for their alleged losses prompted by the coronavirus pandemic, finding that the policy’s time element clause does not permit independent coverage for the insureds’ losses that are otherwise barred by the virus exclusion....