(December 1, 2020, 9:10 AM EST) -- MIAMI — A Florida federal magistrate judge on Nov. 17 recommended granting a commercial property insurer’s motion to dismiss an insured’s amended complaint seeking coverage for business losses sustained in the wake of the novel coronavirus pandemic because the insured failed to prove that its restaurants sustained any direct physical loss as a result of shutdown orders issued by Florida’s governor (Graspa Consulting Inc. v. United National Insurance Co., No. 20-23245, S.D. Fla., 2020 U.S. Dist. LEXIS 215976)....