Federal Judge Rules For Insurer In Family Restaurant’s Coronavirus Coverage Suit

Mealey's (November 10, 2020, 9:34 AM EST) -- HATTIESBURG, Miss. — A federal judge in Mississippi on Nov. 4 granted an “all-risk” insurer’s motion to dismiss an insured’s breach of contract and declaratory relief lawsuit seeking coverage for its business losses, extra expenses and other expenses arising from the close of its family style restaurant as a result of the governmental orders and the novel coronavirus pandemic, rejecting the insured’s argument that “‘loss of property’ reasonably includes loss of usability” (Real Hospitality, LLC v. Travelers Casualty Insurance Company Of America, No. 20-00087, S.D. Miss., 2020 U.S. Dist. LEXIS 208599)....