Judge:  Insureds Have Alleged 'Direct Physical Loss' In Coronavirus Coverage Suit

Mealey's (September 24, 2020, 10:25 AM EDT) -- KANSAS CITY, Mo. — A federal judge in Missouri on Sept. 21 held that dental care clinic insureds have sufficiently alleged a "direct physical loss" under their businessowners insurance policy and a partial suspension of their business operations, denying the insurer's motion to dismiss the insureds' class action seeking coverage for their losses incurred due to the novel coronavirus pandemic (Blue Springs Dental Care, LLC, et al. v. Owners Insurance Company, 20-00383, W.D. Mo., 2020 U.S. Dist. LEXIS 172639)....