Judge:  Insured Fails To Plead Direct Physical Loss In Coronavirus Coverage Dispute

Mealey's (September 23, 2020, 9:00 AM EDT) -- CHICAGO — A federal judge in Illinois on Sept. 21 held that a dental services provider insured failed to allege a "direct physical loss" to trigger coverage for its financial losses as a result of the novel coronavirus closure orders, finding that the "coronavirus does not physically alter the appearance, shape, color, structure, or other material dimension of the property" (Sandy Point Dental PC v. The Cincinnati Insurance Company, et al., No. 20-2160, N.D. Ill., N.D. Ill., Eastern Div., 2020 U.S. Dist. LEXIS 171979)....