Judge Grants Insurers' Motion To Dismiss Chiropractor's Coronavirus Coverage Suit

Mealey's (September 4, 2020, 1:16 PM EDT) -- BAY CITY, Mich. — A federal judge in Michigan on Sept. 3 dismissed with prejudice a chiropractor insured's class action complaint challenging property insurers' "systematic and uniform refusal to pay insureds" for their losses arising from Michigan's March 24 executive order and related actions that suspended business operations in the wake of the novel coronavirus pandemic, finding that the insured failed to demonstrate that it suffered an "accidental direct physical loss to Covered Property" and that the virus exclusion also barred coverage (Turek Enterprises, Inc. v. State Farm Mutual Automobile Insurance Company, et al., No. 20-11655, E.D. Mich.)....